Cremation- Background and General Info

The cremation process is one that has been around for thousands of years and as of recently has become a very popular method of internment surpassing the once standard coffin/burial method. Despite most people’s general knowledge on the subject, there is a great deal of mystery and lack of knowledge regarding cremation and the process and procedures that are involved. Today, cremation companies that run crematoriums and funeral homes that offer cremation have specially designed industrial furnaces for completing the cremation process which typically takes between two and three hours to complete. Some facilities allow family members/loved ones to view the cremation process should they choose to do so, these viewings are often constrained in size and as such it is important to reach out to the cremators to see how many people can attend the viewing before the actual date. Below you will see a step by step guide to the actual cremation process as provided by Californiacremationcenters.com.

Cremation Process Guide

1. The first step in the cremation process is simply identifying the deceased person and obtaining proper authorization to proceed with the cremation process.
2. The body is then prepared by the cremators and subsequently placed into the proper container which can include a casket or even a rigid cardboard container. Preparing the body for cremation includes bathing, cleaning, and even dressing the body before identification, the body will only be embalmed should you choose to request a public viewing. Also, any jewelry, watches, etc. will be removed and given back to the deceased’s family, any medical devices or prosthetics are also removed before cremation to avoid a possible negative reaction once inside the furnace.
3. The container with the body inside is then moved to the cremation chamber or specially designed cremation furnace.
4. Following the cremation of the body, any remaining metal is removed and what remains is ground into what is commonly referred to as “ashes” but is mainly comprised of bone fragments. cremation centers note that there are typically between 3 to 9 pounds of remains left following cremation, depending on the cremation process and the size of the body being cremated.
5. The final step includes the transfer of the cremated remains into an urn or temporary container which can then be brought home by the family or be spread in a particular spot(s).

Hopefully, this article gave you some brief insight into the cremation process and what it entails. Thanks for reading.…

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Hard money is a way to borrow without the restrictions of a large mortgage lender. Since the money is coming from individual or investors, most hoops to jump through are eliminated. Traditional mortgages are painfully time-consuming and require tons of proof that you can repay them. Usually, large commercial lenders require proof of income, tax returns, employment history, credit history and much more. Even with great credit and plenty of income the process is slow, expensive, and not a guarantee you will be lent to. Hard money lending takes a different approach. Since the loan is secured through real-estate, not credit, there are less variables to worry about. Hard money will provide borrowers with options and won’t turn away people that don’t fit a conventional box. It’s always a good idea to shop prices, I recommend californiahardmoneydirect.net for an initial baseline.

Hard money can connect people that have trouble financing through traditional channels a place to get a loan. Borrowers that need an nontraditional loan can realize the benefits of hard money lending. Hard money loan agreements are much less rigid than traditional loan agreements. The underwriting process isn’t issued by a bank or credit union so the standards are set by the lender. Loans are structured on an individual basis, lenders set their own guidelines. so things like repayment schedules may be able to be negotiated. Traditional loans lock borrowers into decades long payment plans. Hard money is structured for a typical term of 12 months to 5 years, this lets borrowers get in and out of the loan quickly. But the biggest difference from traditional home loans is interest rate. A government backed loan is less risky for big lenders, so they feel more comfortable lending at a lower rate. A Fannie Mae or Freddie Mac loan is government regulated and cheaper, but requires many more conditions and much more time invested. If you don’t have time to work with big lenders, hard money loans are right for you. Real-estate is a rapid business, time kills deals. When you don’t have time to rely on big lenders hard money loans will close the deal quickly.

Before finding a hard money lender it’s important to understand what you need as a borrower. Understanding your needs as the borrower will help you match with a lender. Stick to companies that have a great reputation, that’s why I like californiahardmoney.net Speed, efficiency, and trust are important when choosing a company to partner with.…

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If you need money in the middle of a lawsuit, you can take a lawsuit loan to settle the case or win a judgment. If you have an insufficient income and bills accumulating, you can take a loan against the proceeds you expect from the lawsuits.” Lawsuit loans are not the best choice in every case. You must look at the advantages and disadvantages of a lawsuit loan before deciding to go for one.” says, valerie therrien from lawyers.com .

What Is A Lawsuit Loan?

Filing a lawsuit can be a time-consuming and expensive enterprise. If you lose money due to an injury or incur some unexpected medical expenses, your situation can get worse before you settle the case.

Advantages Of A Lawsuit Loan

– Breathing Space 
Lawsuit loans can give you the breathing space you need to cover your living expenses, loan payments, medical bills, etc.

– Buy More Time
If you need to pay for the medical bills, you can take out a lawsuit loan and get more time for the settlement offers. You should not aim to prolong the litigation. However, sometimes, you need to buy more time to obtain a fair result

Disadvantages Of A Lawsuit Loan

– Expensive
Lawsuit loans are quite expensive and you will also have to pay back the interest or funding fee which might be double or triple of the principal amount. The interest rates on the lawsuit loans can be as high as 60% per annum.

– Unregulated
Lawsuit loans are not regulated like any other loan. They don’t have the same level of regulation offered by the federal or state governments on other types of loans. There are almost no restrictions on how much the lending companies can charge on the principal.

– Qualification Is Not Easy
The lawsuit lenders don’t provide a loan to everybody who needs it. They offer a loan only if they feel that you will be able to settle or win the case.

”You’ll not have to return the entire amount if you win less than the amount expected by the lending company. If your case is not expected to pay off handsomely, it can be difficult for you to find a lender.” says,chad norcross from lawyers.com .

– Finding A Lender Is Not Easy

As the lawsuit loans are unregulated, it is not easy to find a legitimate lender. It’s difficult to find out which companies are treating their customers fairly.

Final Words
The presettlement lawsuit loans can buy you some time for the litigation to obtain a fair result. They can also help you pay the medical bills, mortgages, etc.

However, lenders would not like to provide a loan unless they feel that you will win a handsome amount in the settlement. As they’re mostly unregulated, they may charge even up to 60% interest on the loan.…

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Annually, there are many thousands of cases of spinal cord injuries all over and many of which are acute. Of the total spinal cord injuries that occur, roughly 47% are due to automotive accidents, 23% are caused by slip and falls, 14% are caused by acts of violence, and 9% are due to sports-related injuries. If you or a loved one have suffered from a spinal cord injury, due to the negligent or improper conduct of another party, you need to contact an attorney with experience in spinal cord injury cases. Farzam Law firm has Spinal Cord Injury Attorney who has experience. You will find out that these spinal cord injury attorney from this firm have devoted their legal careers to representing victims of catastrophic injuries including spinal cord injuries.

A spinal cord injury is any trauma or damage to the spinal cord which results in loss or impairment of a vital physiological or anatomical function of the body like reduced mobility, or an increase in susceptibility to different diseases. Lesion or damage to the spinal cord normally leads to paraplegia or quadriplegia, the former being paralysis of the neck or cervical region while the latter being paralysis of the thoracic, lumbar and sacral regions. In general, quadriplegia is paralysis of the limbs and paraplegia is paralysis of the lower half of your body. Spinal cord injuries can lead to chronic pain, respiratory diseases, urinary tract troubles, irregular blood pressure, complicated bowel movements, and restricted control over body temperature. Other diseases caused by spinal cord injury (SPI) include multiple sclerosis, ischemia, transverse myelitis, and neurodegenerative disorders like ataxia and tumors. A spinal cord injury attorney can play a vital role in securing the vital financial resources needed for the treatment and the rehabilitation process of a victim.

A spinal cord disorder severely affects the normalcy of a victim’s life. Where the spinal cord injuries are severe the chances of total recovery are slim. Specialized equipment and dedicated care might become necessary for the rest of the victim’s life which can prove to be an expensive affair for victims and their families. Victims of spinal cord injuries should quickly consult with a spinal cord injury attorney to find out whether they can be legally compensated for injuries suffered because of someone else’s negligent or intentional conduct. It is important to consult with an attorney in a timely fashion because there is a statute of limitations that apply which restrict the time in which legal action can be taken. If you are the victim of a spinal cord injury try finding Spinal Cord Injury Attorney.…

What Would Happen If The Spinal Cord Was Damaged Continue Reading